Tenant Screening Reports for Landlords

Tenant Screening: Protecting Your Rental Property Investment

All landlords should be running tenant credit checks. At AAOA we help you identify qualified tenants through our tenant screening process. We offer a variety of rental background checks, many with tenant credit checks, providing you with the best data and value in screening packages anywhere. AAOA’s tenant verification service gives you the ability to process a tenant credit check for a rental applicant at any time, day or night, with instant results posted securely online for your review. Our reports give you the assurance you need to properly vet your rental applicants.

  • Run a report and receive your results instantly, the system is fully automated allowing you to process reports 24/7
  • Tenant credit checks protect your rental property investment against renters who try to hide red flags in their rental background
  • No documentation, underwriting, or onsite inspection required when you check tenant credit with AAOA

What Our Customers Are Saying

AAOA Screening Packages Include: Background Checks, Credit Checks, Eviction and Criminal Reports

      • Basic Background
      • Eviction
        STATE SPECIFIC
      • Criminal
        STATE SPECIFIC
      • Previous Address Tenant History
      • $19.95
      • Basic Credit
      • Credit Report
      • Credit Score
      • $19.95
    • Red Package
    • Credit Report
    • Credit Score
    • Previous Address Tenant History
    • TeleCheck Verification
    • Eviction
      STATE SPECIFIC
    • LeaseGuarantee Analyzer
    • $29.95
    • White Package
    • Credit Report
    • Credit Score
    • Previous Address Tenant History
    • TeleCheck Verification
    • Eviction
      STATE SPECIFIC
    • Criminal
      STATE SPECIFIC
    • Sex Offender
    • Terrorist
    • Federal Search
    • LeaseGuarantee Analyzer
    • $35.95
    • Blue Package
    • Credit Report
    • Credit Score
    • Previous Address Tenant History
    • TeleCheck Verification
    • Eviction
      STATE SPECIFIC
    • Criminal
      NATIONWIDE
    • Sex Offender
    • Terrorist
    • Federal Search
    • LeaseGuarantee Analyzer
    • $39.95
    • Gold Package
    • Credit Report
    • Credit Score
    • Previous Address Tenant History
    • TeleCheck Verification
    • Eviction
      NATIONWIDE
    • Criminal
      NATIONWIDE
    • Sex Offender
    • Terrorist
    • Federal Search
    • LeaseGuarantee Analyzer
    • SSN Fraud
    • $49.95
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Is A Security Deposit Enough?
Get LeaseGuarantee for Damages, Legal Costs, &and Evictions up to $10,000
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Looking for a la carte reports? AAOA offers individual reports, allowing you to create your own tenant screening package. Click here to see what we offer.

Screening Process

By using AAOA as your trusted tenant verification service you can access renters' credit checks and credit reports for landlords quickly and easily thanks to our tenant cooperation service. No documentation required. No underwriting required. No onsite inspection required.

A little cooperation goes a long way

You'll instantly gain access to every report ordered except the credit report and score. The credit report and score will be viewable after the prospective tenant cooperates with AAOA by completing an authorization process.

Get underwritten and receive instant credit reports, no cooperation required!

By being underwritten as a tenant screening company, AAOA is not required to contact the prospective tenant and obtain permission to release their renter credit report. Instead, the credit report is provided to you immediately along with all other reports ordered.

Any level of member can be underwritten to receive instant and immediate screening checks without the prospective tenant's cooperation. To learn more about the underwriting process, please select the category below that best describes you:

Individual Owner

I am an individual owner/controlling partner of a small number (approximately 25 units or less) of rental units and hold title as an individual, fictitious business name, closely held corporation, family trust or LLC.

The rental unit must be separate living quarters with a physical address. If you still reside in the unit or property you are renting you will not pass the underwriting process. You can still obtain tenant credit checks and process screening reports with our tenant cooperation method. All members have tenant cooperation as the default method for screening.

All information below is required by the major credit bureaus in order to comply with federal guidelines.

  • Onsite Physical Inspection. A 3rd party, approved by the major credit bureaus, inspects the location of where you manage your properties. The inspector looks to ensure your location is secure and you own a paper shredder.

    Properties managed from:

    • Residential locations have a $39 yearly inspection fee for Value Members and $79 fee for Free Members.
    • Commercial locations have a $39 one-time inspection fee for Value Members and a $79 fee for Free Members. The inspection fee is required again if your location moves.
  • Your Driver's License
    • Please enlarge and copy in "photo or image mode" for a clearer image
  • A voided check or bank deposit ticket where rent is deposited
    • The credit bureaus require this information as an added step of security to ensure you have a bank account to deposit rent.
  • One (1) of the following items showing the owner's name and dated within the last twelve (12) months:
    • A signed rental application or
    • A signed rental lease
  • The name title is held in and the address of the property TenantAlert provides the ability to send the required documents by upload, email, mail, or fax. Instructions on how to send the required documents will be provided after ordering a report and clicking on the "Unlock Credit Report" button or during the registration process.

    FOR SMALL PRIVATE COMPANIES ONLY, in addition to the above please provide:

  • A list of properties and one (1) of the following four (4) items showing your name, mailing address, and property address:
    • Business license status from government website or
    • Fictitious Business Name (DBA) filing with proof of filing or
    • State Tax Records originating from the State Government or
    • Federal Tax Records originating from the Federal Government
Please allow 1 to 3 business days for your account to be approved. Once approved, credit access is immediate and full credit reports are provided within seconds of placing your tenant screening package order. Any missing information will delay the underwriting process.

Large Private Company

I am an owner/managing employee of one or more large apartment complexes, or an officer of a corporation owning one or more large apartment complexes.

The rental unit must be separate living quarters with a physical address. If you still reside in the unit or property you are renting you will not pass the underwriting process. You can still obtain credit checks and process screening reports with our tenant cooperation method. All members have tenant cooperation as the default method for tenant screening.

All information below is required by the major credit bureaus in order to comply with federal guidelines.

  • Onsite Physical Inspection. A 3rd party, approved by the major credit bureaus, inspects the location of where you manage your properties. The inspector looks to ensure your location is secure and you own a paper shredder.

    Properties managed from:

    • Residential locations have a $39 yearly inspection fee for Value Members and $79 fee for Free Members.
    • Commercial locations have a $39 one-time inspection fee for Value Members and a $79 fee for Free Members. The inspection fee is required again if your location moves.
  • Your Driver's License
    • Please enlarge and copy in "photo or image mode" for a clearer image
  • A voided check or bank deposit ticket where rent is deposited
    • The credit bureaus require this information as an added step of security to ensure you have a bank account to deposit rent.
  • At least one (1) of the following four (4) items showing your name, mailing address, and property address:
    • Business license status from government website or
    • Fictitious Business Name (DBA) filing with proof of filing or
    • State Tax Records originating from the State Government or
    • Federal Tax Records originating from the Federal Government
  • Three (3) signed rental applications [existing tenants or new applicants that include:
    • Name
    • Social Security Number (SSN)
    • Current Address
    • Date of Birth (DOB)
    • Signature (clearly authorizing you to obtain a credit report)
    • and the Address of the rental property
  • A complete list of all rental properties including the property name and address
Please allow 1 to 3 business days for your account to be approved. Once approved, credit access is immediate and full credit reports are provided within seconds of placing your tenant screening package order. Any missing information will delay the underwriting process.

Property Management Company

I am an officer or managing employee of a fee based Property Management Company.

The rental unit must be separate living quarters with a physical address. If you still reside in the unit or property you are renting you will not pass the underwriting process. You can still obtain credit checks and process screening reports with our tenant cooperation method. All members have tenant cooperation as the default method for tenant screening.

All information below is required by the major credit bureaus in order to comply with federal guidelines.

  • Onsite Physical Inspection. A 3rd party, approved by the major credit bureaus, inspects the location of where you manage your properties. The inspector looks to ensure your location is secure and you own a paper shredder.

    Properties managed from:

    • Residential locations have a $39 yearly inspection fee for Value Members and $79 fee for Free Members.
    • Commercial locations have a $39 one-time inspection fee for Value Members and a $79 fee for Free Members. The inspection fee is required again if your location moves.
  • Your Driver's License
    • Please enlarge and copy in "photo or image mode" for a clearer image
  • A voided check or bank deposit ticket where rent is deposited
    • The credit bureaus require this information as an added step of security to ensure you have a bank account to deposit rent.
  • At least one (1) of the following four (4) items showing your name, mailing address, and property address:
    • Business license status from government website or
    • Fictitious Business Name (DBA) filing with proof of filing or
    • State Tax Records originating from the State Government or
    • Federal Tax Records originating from the Federal Government
  • At least one (1) of the following two (2) items:
    • Contract between Property Management Company and a property owner for whom you manage or
    • A blank contract and an existing client reference including a contact name, phone, and length of relationship with your Property Management Company
  • A complete list of all rental properties including the property name and address
Please allow 1 to 3 business days for your account to be approved. Once approved, credit access is immediate and full credit reports are provided within seconds of placing your tenant screening package order. Any missing information will delay the underwriting process.

Real Estate Broker

I am an officer or managing employee of a fee based Property Management Company.

The rental unit must be separate living quarters with a physical address. If you still reside in the unit or property you are renting you will not pass the underwriting process. You can still obtain credit checks and process screening reports with our tenant cooperation method. All members have tenant cooperation as the default method for tenant screening.

All information below is required by the major credit bureaus in order to comply with federal guidelines.

  • Onsite Physical Inspection. A 3rd party, approved by the major credit bureaus, inspects the location of where you manage your properties. The inspector looks to ensure your location is secure and you own a paper shredder.

    Properties managed from:

    • Residential locations have a $39 yearly inspection fee for Value Members and $79 fee for Free Members.
    • Commercial locations have a $39 one-time inspection fee for Value Members and a $79 fee for Free Members. The inspection fee is required again if your location moves.
  • Your Driver's License
    • Please enlarge and copy in "photo or image mode" for a clearer image
  • A voided check or bank deposit ticket where rent is deposited
    • The credit bureaus require this information as an added step of security to ensure you have a bank account to deposit rent.
  • At least one(1) of the following three (3) items showing your name, mailing address, and property address:
    • Landlord/Tenant Court with proof of filing (judgment) or
    • Proof of Membership in a local/regional/national Apartment Association or
    • At least 3 signed rental applications (existing tenants or new applicants) that includes
      • Name
      • Social Security Number (SSN)
      • Current Address
      • Date of Birth (DOB)
      • Signature (clearly authorizing you to obtain a credit report
      • and the Address of the rental property
  • At least one (1) of the following five (5) itemsshowing your name, mailing address, and property address:
    • Name
    • Business license status from a government website
    • Business license, copy or documented verification with issuing authority
    • Documented corporation verification with state or federal government
    • Articles of Incorporation with proof of filing
    • State/Federal Tax Records originating from the State/Federal Government
FOR INDEPENDENT REAL ESTATE AGENTS CONTRACTRATED WITH A REAL ESTATE FIRM, in addition to the above, please provide one (1) of the following:
  • Real Estate Broker's License status from government website or
  • Real Estate Broker's License, copy or documented verification with issuing authority
Please allow 1 to 3 business days for your account to be approved. Once approved, credit access is immediate and full credit reports are provided within seconds of placing your tenant screening package order. Any missing information will delay the underwriting process.

Automated Reports

Automated tenant checks provide a more accurate and cost-effective means to evaluate any rental applicant. The information you obtain from the tenant sets the stage for getting the most from your reports. See our tips on how to get the best tenant checks.

Tenant screening reports are best when used together.

At AAOA, we know that sometimes speed is an issue, as it is when you have a candidate standing in your office waiting to be approved. Unfortunately, credit reporting agencies can slow the process by requiring proof that the applicant has authorized the release of their information. With AAOA, you don't have to risk letting that candidate slip away. Just provide AAOA with the tenant information. You will receive all the best tenant screening reports ordered, except the credit report. At the same time, the prospective tenant will receive an email from AAOA directing them to our website. The website will require the prospective tenant to verify their identity and then request permission for their credit check to be released to you. You get the results you need within the timeframe that you need them.

Screening tenants can be more difficult depending on the economy. In down times there are fewer applicants, and you may be tempted to lower your standards. When the rental market is hot, you have plenty of applicants. So many, in fact, it would be easy to think you could avoid a credit check for tenants -- after all, the candidates look so good on paper. But one rule holds true no matter how easy it is to find applicants: Tenant screening must be mandatory if you want to choose only quality tenants for your rental property.

Tenant Credit Check

Would you like to know if your candidate has bounced checks before they pass one off to you? Include the large TeleCheck bad check database, the same information used by merchants nationwide, in your next tenant check. We proudly offer credit reports by all three major credit bureaus. All accounts are set to receive a TransUnion report by default. However, if you become underwritten you will have the option of selecting an Experian, TransUnion and/or Equifax report.

Once you check tenant credit, you easily can tell whether your applicant can afford the rent, is employed, or has a good payment history. With additional reports, you also can discover if the candidate has a dangerous criminal history, has been evicted in the past, or is hiding a previous address.

A word of caution when you check tenant credit: Avoid using a report provided by the rental applicant. It's too easy to falsify that information, and it may be difficult to determine how old the report is. There would be no way of knowing if the tenant is trying to hide something.

Tenant Background Check

Without this information, it would be easy for a bad tenant to take advantage of you. In fact, problem tenants often know more about rental background checks than a new landlord. Don't be a victim. Protect yourself, and your property.

Rental applicants come from all sorts of unique backgrounds and circumstances. Many aren't perfect, but they make good tenants just the same. However some candidates are flat-out liars, and a landlord must spot them quickly to avoid problems down the road. Learn to spot sketchy applicants quickly by recognizing these tenant screening red flags.

Criminal Reports

A landlord may incur legal liability if someone is injured by a tenant if that tenant has a criminal record. That's why it's important to run a criminal history and to check every tenant against sex offender and terrorist databases. You avoid liability, and an uproar in the community.

Eviction Reports

Many professional landlords and property managers will refuse to rent to a candidate who has an eviction history. Rest assured the prospective tenant is aware of that and is trying even harder to withhold information from the next landlord. Get a report that notifies you of records on file.

Getting Started

Before you run your tenant check, you will first want to think about what you will do if you receive negative information. Choosing a bad candidate is far worse than leaving the property vacant while you wait for a good tenant to come along. Where will you draw the line? See the 5 Top Reasons to Reject an Applicant to see what other property managers and landlords would do.

Tenant screening via a verification service is easy and affordable, especially when compared to the losses a landlord will face if they rent to just one bad tenant. But screening a prospective tenant is not pure science. It is a combination of ordering and understanding the appropriate reports available, verifying the information provided by the applicant, and ultimately a judgment call based upon a big picture view of the information provided and the applicant. Don't let a lack of information stand between you and your profits.

Select and order a tenant screening package. Or Call Toll Free 866.579.2262 to get started